 |
|
Article
| 5 Steps To Cheap Car Insurance Premiums |
| By: Simon Markham |
Although car insurance is compulsory, it's not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money.
Step 1 - Cut The Insurer's Risk
The easiest way to cut your car insurance premiums is to cut the insurer's risk and accept a higher voluntary excess. An insurer's standard excess may be £100 but if you meet the first £250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.
Step 2 - Security
Fitting security devices can also result in cheap car insurance premiums. All major insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security. It saves you money when your insurance renewal is due and gives you extra peace of mind.
Step 3 - Annual Mileage
If your annual mileage is, 5,000 miles or less, ask insurers if they offer discounts for agreed mileage restrictions.
Step 4 - Named Drivers
Adding a named driver to your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. Adding a young driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums, particularly if the named driver is female!
Step 5 - Shop Around
The biggest car insurance savings come from shopping around. This has been made much easier with the explosion of the internet. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparitive online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest car insurance companies for more detailed quotations.
About the author:
Copyright © UK Insurance Index http://www.uk-insurance-index.co.uk. All rights reserved. Please feel free to publish this article online provided that the article and this copyright statement remain unchanged with live links.
|
|
| Keywords: car insurance premiums, cut the insurers, although car insurance, insurance, driving record, car insurance, car, 'car insurance', with, insurers risk |
|
|
|
|
|
Helpful Links
GMAC Auto Insurance - Great rates on RV, Home and Car insurance quotes.
If you would like to get a quick auto insurance quote you're in the right place. But we offer much more than car insurance. Thousands of satisfied customers depend on us for homeowners and RV insurance too. ... Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland ... quick auto insurance quotes, or find a local car insurance agent, you're in the ...
Welcome to Collector Car Insurance.
We insure vehicles that are out of the mainstream and usually at considerable savings over conventional insurance companies due to limited car use and garage storage of these cars. ... Welcome to Collector Car Insurance, Inc. Collector Car Insurance is located in Leo, Indiana, along a lazy winding ...
Indiana Car Insurance
Low-cost Indiana car insurance quotes at AffinityInsurance.com. ... Indiana Car Insurance. Temporary Health. Insurance ... Indiana Car Insurance Commission Contact Information. Indiana Bureau of Motor Vehicles ...
Indiana Farm Bureau Insurance: Welcome to your Online Insurance Resource
Your insurance source for: autos, trucks, vans, minivans, SUV's, motorcycles, RV's, homes, mobile homes,businesses, life insurance, annuities. ... Thank you for visiting the Indiana Farm Bureau Insurance Web site. Established in 1934 by Indiana Farm Bureau, Inc ... has grown to include insurance products for your auto, life ...
Get indiana cheap car insurance quotes available!
eStateCarInsure.com has the best car insurance quotes service on the web. Search for cheap indiana car insurance quotes by state. ... indiana cheap car insurance quote. Car Insurance ...
Car Insurance Indiana
Instant Indiana Car Insurance Quotes Online. Compare Indiana Auto Insurance Rates from top companies. IN Car Insurance Information: Indiana DMV, Department of Insurance and more. ... INDIANA Car Insurance - free online and instant Quotes! Indiana Car Insurance - Compare many Indiana based companies at the ...
indiana car insurance at XMLPPC.COM
...looking for the latest info available on the Internet for indiana car insurance? Then visit XMLPPC.COM and find an easy to use collection of links, guides, resources, and information on indiana car insurance! ... Sponsored Results for: indiana car insurance. Free Insurance Quotes ... boat and RV insurance coverage. Insurance4USA.com-Indiana. Car Insurance Indiana. Indiana Quotes and resources ...
Liberty Mutual Insurance
Liberty Mutual Insurance ...
|
|
|
